by Bernadette A. Mapue
2006-0248
Introduction
The dawn of the new millennium has brought tremendous changes in global perspectives. The concept of unknown horizons and unexplored world terrains vanished. In a sense the huge world, which we thought was so vast that one cannot travel from one end to the other without spending one’s generation, shrank. Societies grew […]
by Aries Joseph R. Leynes
I. Introduction
In the loan process, one important aspect is the processing of a loan application. Processing starts after the borrower had submitted the client information sheet and the pertinent documents needed for the loan. The “processor” reviews the credit reports and verifies the borrower’s debts and payment histories. If there are […]
by Paris, Reynaldo F.
2006-0106
INTRODUCTION
Text messaging or otherwise known as “texting” here in our country has become one of the more popular way of long distance communication with another person due to its economical value and convenience compared to actual mobile phone calls or sending electronic mails through the use of a computer connected to the […]
by Jennifer S. Siasat
INTRODUCTION
The Philippines is considered as one of the prolific text messaging centers in the world. In 2007 alone, Filipinos sent an average of one billion text messages daily and went up to eighty percent in 2009 as a rising economy enables more people to buy mobile phones. Based on the […]
by Manuel P. Peña, Jr.
Introduction
The Internet is a transformational medium that has significantly impacted on the different sectors of our society. Through the Internet, information has become more accessible, communication exchanges have been revolutionalized, transcending geographic barriers and diversity. It heralds a sea of change, so phenomenal, the magnitude of which has never been seen […]
by Cherry Liez Rafal
In the year 2001, the Bureau of Internal Revenue (“BIR”) issued Revenue Regulations No. 9-2001 dated August 3, 2001 prescribing the electronic filing of tax returns and payment of taxes or what was called as the Electronic Filing and Payment System (“EFPS”). This was pursuant to Section 244 of the National […]
by Juverglen C. Ilagan
2005-0217
Introduction
As the world enters into the new millennium, technology become more advanced and continues to develop rapidly. However, this advancement has created an impact on the environment resulting to climate change and increase propensity to natural disasters. In particular, the Asian and Pacific region is becoming more vulnerable to disasters. The Philippines […]
by Rachel L. Yuayan
INTRODUCTION
Cybersex is a multi-billion dollar industry. It preys on the young and the economically vulnerable in society. It enriches the recruiters and operators of the industry while it robs the child victims of their innocence and youth.
In 2008, an American national, with his Filipino wife, were arrested in La Union for operating […]
by Joel A. Santos
2006-0123
Introduction
IT Forensics tools are used as aids by law enforcement authorities to monitor or gather evidence against criminals and wrongdoers using computers and other computing devices to victimize specific individuals or the general public. As defined online,1 it is a branch of forensic science pertaining to legal evidence found in computers […]
by Mona Angela E. Vargas
INTRODUCTION
It was the year 2004 when I voted for the first time. I could not remember the exact date but I recall how hot and sweltering it was that day when my childhood friends and I lined up at the Comelec office in Valenzuela City to have ourselves registered as voters […]
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